Buy and hold a real dividend stock, collect its real quarterly payouts, and toggle DRIP to reinvest. Every tick is one real trading day of AAPL, and each dividend lands on its real ex-dividend date: $5,000 play money, no sign-up, no real risk.
Real prices: Apple (AAPLX/USDT) daily closes on Bybit spot, US trading days from July 8, 2025 to September 25, 2026 (fetched September 28, 2026). Real dividends: Apple's cash dividends of $0.26 and $0.27 per share from Nasdaq's dividend history, credited on the ex-dividend date. Every buy, sell and DRIP purchase pays a 0.1% fee.
This dividend investing game is a buy-and-hold game, not a scalping game. You start with $5,000 of play money and buy shares of a real dividend payer, Apple (AAPL), replayed one real trading day per tick from Bybit xStocks prices. A session covers about eight months, so two or three of Apple's real quarterly dividends ($0.26 or $0.27 per share) land on their real ex-dividend dates, and you decide what to do with them.
Leave DRIP (Dividend Reinvestment Plan) switched on and each payout automatically buys more fractional shares, which then earn their own dividends next time, the compounding snowball that powers long-term dividend investing. Switch DRIP off and dividends land in cash instead, so you can compare the two paths side by side. Real quarterly dividends are small next to the share price, so within one session the gap is only cents or a few dollars; over many years of reinvesting it grows much larger.
The dividend loop: buy shares, collect a dividend, reinvest it (DRIP), let more shares pay bigger dividends, and repeat. Patience and compounding do the heavy lifting.
Both lines start the same, but the reinvested path curves upward as each dividend buys shares that pay more dividends. That widening gap is compounding, the single most powerful force in long-term investing.
Reality check: real dividends are never guaranteed, companies can cut or suspend them, and a high yield can signal a troubled business. This is a free skill game that replays past prices and dividends, not financial advice; see investor.gov.
Learn the ideas behind this game in what are dividends, what is dividend yield, and dollar-cost averaging.
It is a risk-free game where you buy and hold a real dividend-paying stock, Apple, with $5,000 of play money. On each real ex-dividend date in your session the stock pays its real dividend on your shares, and you can choose to reinvest it (DRIP) or take it as cash to see how compounding works.
DRIP stands for Dividend Reinvestment Plan. When DRIP is on, each dividend automatically buys more fractional shares, which then earn their own dividends, the snowball effect of compounding. Turn DRIP off to collect dividends as cash instead.
Reinvested dividends buy more shares, which pay more dividends, which buy still more shares. Over many years this compounding can grow your position faster than spending the dividends. The game lets you compare both paths, although with real quarterly dividends the gap after one session is small.
The prices and dividends are real, the money is not. The game uses Apple's real daily closes (Bybit xStocks, a token that tracks the share) and Apple's real cash dividends from Nasdaq's dividend history, while all balances are play money stored in your browser. There is no real money. It is a free educational game and not financial advice.